Do you have Flood Insurance?Spring showers can bring floods in hours, but flood insurance policies may require 30 days to take effect - a reminder for residents that the time to buy or renew flood insurance is now. Most homeowners and renters insurance doesn’t cover flood damage.The decision to buy flood insurance should not be based on a line on a map—where it can rain, it can flood. Just one inch of water can cause more than $25,000 in-home property damage. For many, National Flood Insurance Program (NFIP) flood insurance policies cost $500 or less per year. Visit www.floodsmart.gov/? fbclid=IwAR22Qc4ElsX 6knzXbYMaAj-z31bPPxz EjM7Vf_V0bd2boZ to learn more about flood insurance.