Spring showers can bring floods in hours, but flood insurance policies may require 30 days to take effect - a reminder for residents that the time to buy or renew flood insurance is now. Most homeowners and renters insurance doesn’t cover flood damage.
The decision to buy flood insurance should not be based on a line on a map—where it can rain, it can flood. Just one inch of water can cause more than $25,000 in-home property damage. For many, National Flood Insurance Program (NFIP) flood insurance policies cost $500 or less per year. Visit www.floodsmart.gov/? fbclid=IwAR22Qc4ElsX 6knzXbYMaAj-z31bPPxz EjM7Vf_V0bd2boZ to learn more about flood insurance.
Yes we do!! So important. Chances of another big flood are small but very possible. The cost of flood insurance is minimal compared to the damage you may have if you didn't have it. For peace of mind it is well worth it.
YES. We have had flood Insurance since the '70's even though we are not in a Flood Plain. You never know when your home could be flooded. Just a peace of mind policy. Everyone should have Flood Insurance. We have been lucky so far, water has never come close to our home.